how to buy engagement ring with no credit

How To Buy Engagement Ring With No Credit-For Couples In Love

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How to buy engagement ring with no credit is more common than you might realize, so many young couples don’t plan ahead to build their credit before deciding to become husband and wife. So this article is devoted to couples in love that might be in this financial situation, please read on if this interests you to learn more.

Wholesale Engagement Rings

Financial Options To Consider

There are jewelry stores that provide financing options, and this should be no surprise since selling this product is their bread and butter. The list below even can assist couples with many good stores to start your search, so just skim down the list to decide where to start.

  • Blue Nile
  • Reed Jewelers
  • Super Jeweler
  • Kay Jewelers
  • Zales
  • Jared
  • Gage Diamonds
  • Ice Jewelry
  • Helzberg Diamonds
  • Sears
  • Sterling Family of Jewelers
  • Crown Jewelers
  • Walmart
  • Fred Meyer Jewelers
  • K-Mart
  • Shane Co
  • Paramount Jewelers
  • Arizona Diamond Center
  • Unclaimed Diamonds
  • The Diamond Center
  • Hurst Diamonds
  • Icebox

How to buy engagement ring with no credit is happy to do the work for you, and this article is dedicated to many of the young couples who are in love to make their dreams come true.

Spoiling Your Wife Without Money

Why Shop At Kays?

Kays Jewelers is just one of the most popular stores on the list above, but this is the choice of many young couples. I encourage you to read why below, and I am sure this information will be helpful to many of you.

how to buy engagement ring with no credit
Many of the jewelry stores provide couples with several payment options
  • No Credit Check
  • Option to Lease to Own
  • Flexible Payment Plan
  • Several Finance Options to Choose
  • Wide Selection to Choose From
  • Classic Trends
  • Most Recent Trends
  • Online or In-Store
  • Even Bad Credit No Problem

So Kays Jewelry is one of those on the listing above I would be checking out myself, and because of this, it is my first choice to share with you.

Kays Payment Options

What About Zales?

This is my second choice I would be checking out myself, so let us see what they offer in the way of how to buy engagement ring with no credit? Again, I have listed what I was able to find out for you about Zales, so read on to learn more about what they can offer you.

  • Buy Now Pay Later Plan
  • High-Quality Jewelry
  • Exceptional Value
  • Exclusive Designs
  • Free Shipping $49.00
  • 60 Day Return Policy
  • Lifetime Replacement
  • No Credit Checks
  • Zero Down Payment

Zales is known for their beautiful jewelry, you will find the highest-quality rings can be replaced even if you happen to lose it down the kitchen sink.

Romantic Vegan Dinner For Two

Jared Payment Option Plans

I am sure most of you have seen the commercials for Jared, and this is another not only good choice of stores. You will find the three stores I have shared with you will provide you memories that will last a couple for the rest of their lives, and to be honest their prices are higher in price, but hopefully, you will only propose once in your entire lifetime. Next, we are going to check out what Jared can offer you, so read on to learn more about this popular store.

  • The Jared Credit Card
  • Lease to Own Program
  • Installed Payment Plan

I am going to provide you even more information on each of these payment options, I feel this is only fair to provide you the best information on which of these plans will work the best for you.

Budget-Friendly Freelance Services 

The Jared Credit Card

You have the option to apply for their store card, and this can be a good choice for some of you. First, let us take a look at what this offers you, and this will make it much easier for you to decide if this is right for you.

  • Approved Take Your Jewelry Home With You
  • Minimum Purchase Amount Required
  • Down Payment Required
  • Payment Term
  • Receive Special Offers
  • Jared Exclusive Benefits
  • Happy Birthday Offer
  • Cardholder Anniversary
  • Periodic Sweepstakes
  • Two Plans to Choose From

Regular Purchase Plan

  • Take Your Jewelry Home
  • Minimum Purchase $0
  • Zero Down Payment Required
  • Payment Term Revolving Plan
  • Special Offers
  • Exclusive Benefits
  • Happy Birthday
  • Cardholder Anniversary
  • Periodic Sweepstakes

Special Financing Plan

  • Take Your Purchase Home Today
  • Minimum Purchase $1000.00
  • 0 to 20% Down Payment
  • Payment Term 12-24 Months
  • Special Offers
  • Exclusive Benefits
  • Happy Birthday
  • Cardholder Anniversary
  • Periodic Sweepstakes

Learn More

Lease To Own Plan

  • Progressive Leasing
  • Take Your Jewelry Home Today
  • Minimum Purchase $300.00
  • Initial Payment $79.00
  • Payment Term 12 Month Plan

Learn More

Installed Payment Plan

  • Take Your Jewelry Home Today
  • Minimum Purchase 150.00
  • Initial Payment Purchase Determined
  • Payment Term {$150.00 to $400.00 6-8 Weeks}
  •  {$400.00 + 3-12 Months}

Learn More

What about those of you who are not able or wish to go into debt, there are other ways how to buy engagement ring with no credit. This all depends on how much you wish to invest, and as well the quality of your purchase. You are able to purchase a lower quality for now, and later on when you can afford it upgrade from one of the stores I shared above. Below are some other alternatives you can consider, and for many younger couples this might be a better choice.

These are stores provide people no matter your spending budget possibilities, you must decide how much you wish to spend and can afford without going into debt. So for those of you who are in search of affordable engagement rings, I suggest you do your shopping on the websites above.

How To Choose An Engagement Ring?

For any of you who might be feeling a bit overwhelmed about choosing the right ring, I am going to share from the article on WikiHow what to consider. This can be a very anxious time for many men and couples, so I really feel this guide will ease your anxiety and be very useful for many of you.

  • You really should know her well enough to understand what her style will be, and if you don’t you will need to find this out without letting the cat out of the bag. Maybe while shopping pay attention to what she likes in the jewelry cases, and as men, we most often don’t really pay attention to this as much as we should.
  • What are her favorite colors, you will need to know this as well to choose the best ring. Do you know what stone colors she loves the most, and this is your second tip you need to consider.
  • How about the band color, you can solve this mystery by observing what color the rings she has right now. You will find silver, gold, and white to be the most popular, so which of these does she have the most of in her jewelry box?
  • The stone size is just as important as the choices above, and for an example, most petite ladies prefer small stones compared to larger size stones most of the time.

So these are four of the things you need to know about her before spending any money, and you can get help from her family and friends.

To Learn Even More Read The Article

Best Time To Purchase Engagement Rings

During the holiday’s many couples become engaged, you will find Christmas and Valentine’s Day to be two of the most popular times. So many of you might be wondering when is the best time to purchase this precious gift, so that is what I am going to share with you next in how to buy engagement ring with no credit.

  • Black Friday
  • Cyber Monday
  • Right After Christmas
  • Before Valentine’s Day
  • After Valentine’s Day
  • Summer
  • Autumn

Now you have a better idea when is the better time to spend your money, but I have even more tips for you if you are interested in a buyer’s guide.

Men’s Buyer Guide

  • Start shopping at least two to four months before you plan to propose marriage, you will find this will ease your anxiety plus allow you the time to choose the best ring from the suggestions in this article. Many guys wait until the last minute just as they do for Christmas shopping, but this is not something you wish to wait until the last minute to make the best buy.
  • You never want to just go into a jewelry store and purchase a ring on the spur of the moment, and too many men end up buying from the assistance of the jewelry store. The store can assist you in purchasing the best choice, but they don’t know the lady so can only help you so much.
  • Bigger is not always better, I know the majority of men will think the biggest diamond is the best way to go. Many women don’t judge this type of gift by the size of the stone, and this is especially true if the love of your life is a petite lady.

I hope these tips are helpful to those of you thinking of popping the question, you can if all fails allow her to accompany you to choose the ring. This is done more today than in the past, but this will take the romance out of the proposal plus the surprise.

Are You Ready To Tie The Knot For Sure?

How To Buy Engagement Ring With No Credit

The majority of men especially are not in a hurry to tie the knot, so many times this might be a spur of the moment decision. I do recommend you read this article carefully, I have provided you very good tips on stores, payment plans, how to choose the best ring, and even how to know if you are really ready to commit to marriage. I urge you to read more of my articles on Free Family Solutions and feel free to leave me any comments and like my blog posts if they are helpful to you.











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